Services
Altura Financial Planning is a financial advisory and planning firm authorised to provide advice as a member of Bluewater Financial Advisors Pty Ltd (AFSL 411846).
Bluewater Financial Advisors (Bluewater) is a Sydney-based boutique financial planning licensee, privately owned and operated, which has over 80 advisers across Australia.
This association with Bluewater provides us with access to resources that enable us to provide comprehensive advice and service to our clients using an extensive range of financial products offered in the market. Because Bluewater is privately owned, we are able to offer advice free from bias towards any particular fund manager or life insurance provider, which means our clients benefit with better value-for-money solutions.
Altura Financial Planning offers tailored advice according to each individual’s needs and financial objectives.
In doing so we provide the following individual services:
- Investment Strategy Advice
- Budgeting and Cash Flow Management
- Savings and Investment Plans
- Managed Fund and Master Fund Portfolios
- Direct Share and Listed Security Portfolios
- Personal Superannuation Funds
- Retirement Planning
- Salary sacrificing strategies
- Debt Reduction Strategies
- Income Protection, Trauma Insurance and Life Insurance
- Estate Planning Strategies
We also provide the following additional services to small to medium business owners:
- Corporate Superannuation Consultancy
- Super Consolidation & Portfolio Advice
- Employee Financial Planning Consultations
- Key Person Protection
- Guarantor Protection
- Partnership or Buy/Sell Protection
The Financial Planning Process
At Altura Financial Planning we undertake the following steps as part of the financial planning process:
1. The first initial meeting where we identify your financial goals as well as determining what areas you would like to focus on.
2. Devise a strategy which meets your financial needs and objectives.
3. Prepare your statement of advice which outlines our recommendations to you.
4. Present and discuss your statement of advice.
5. Implement the recommendations within your statement of advice.
6. Review your progress at least once a year to ensure your goals are still on track.
Our Fees
Our fees are dependent entirely upon the level of planning and advice sought by each individual client as well as whether you choose to implement the recommendations. We offer a fee-for-service arrangement and are able to rebate any product commissions back to you.
The first initial consultation is at our expense. At that meeting we will discuss your particular requirements as well as our fees going forward.
Financial Services Guide
The Australian Securities and Investments Commission (ASIC) requires Altura Financial Planning to provide you with a Financial Services Guide (FSG) prior to providing any financial planning services. The purpose of the FSG is to convey important information which you will need to know before receiving financial planning services and advice from us.
This Guide Contains Important Information About:
- The services we offer you
- Information about your Adviser
- The cost of our services
- Any potential conflict of interest we may have
- Our internal and external dispute resolution procedures and how you can access them
You can Download our complete Financial Services Guide at the following link: Altura Financial Services Guide 010620
Privacy Policy
Your privacy is important to us. This statement outlines our policy on how we manage the personal information we hold about our clients.
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