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If something happens to you, what happens to the people who depend on you?
If you’re like many Australians, you probably haven’t planned for what happens if you unexpectedly die or become permanently ill or disabled.
Think about it. How will debts be paid? What will happen to your ageing parents, your dependent children and your animals? What about your property, superannuation and money held in banks, trusts and other investments? Granting Power of Attorney and having a will are important, but other things need to be considered, especially if you provide your family’s main income or you own a business.
If you haven’t accounted for everything, and made it clear who gets what and when, then it could take time to settle your estate. It could mean unexpected issues for your family or business partners. And it could cause trouble between loved ones. You don’t want time delays to hold up access to your money, or the wrong people to benefit from your estate.
You want to be confident that decisions about your estate are entirely in your hands.
The Estate Planner is an online tool that can help you take full control of your estate. It’s a checklist and action plan, all in one. The tool asks you a series of questions about your situation which you answer with a simple point-and-click. Then you get a report with suggestions of the practical steps to take to put your estate in order.
The Estate Planner has been provided totally at our cost. It takes less than 15 minutes of your time and it gives you peace of mind that important issues have been thought of. The decision to go any further is then entirely up to you.
As your financial adviser, we get a copy of the report so if you want to discuss your options or take any of the suggested actions, we can help. Your information will only be shared with others if it’s needed for your plan, and then only with your permission.
Make sure that the right people are looked after in the right way at the right time.
My wife and I utilised Max’s services to review our life insurance policies, with particular respect to addressing an exclusion clause. Max spent significant time searching for the best possible solution and came up with a proposition that affordably met our requirements. I would not have been able to achieve this using one of those on-line insurance quote generators. Max did his utmost to get us the best deal and I would recommend him to anyone who is seriously looking to review their life insurance options.
Thanks Max for all your help with my new Life and Income Protection Policy. Not only have I got a better policy but a better premium as well. You answered all my questions and nothing was too much trouble. A pleasure dealing with you.
Insurance and the complexities of organising it has been made easy by Altura. Thanks Max for a painless process to organise what is an important aspect of any working person’s life. I have a great product within the price boundaries I gave and have the confidence that if I ever needed to claim, I have the full support of Altura to manage me through the process.
Max and Altura recently reviewed my superannuation and personal insurance circumstances. Upon reviewing my existing arrangements and analysing my personal needs, Max was able to outline a more cost-effective plan that saved money and was thereby likely to increase my return over time without compromising my personal coer. Max also took the time to make the process painless and simple and accommodate my busy schedule. Max is a true representative of customer service and operates a highly professional operation.
Max really took the time to understand my families needs and found a solution & cover that matched our situation and budget. His expertise, integrity and attention to detail were outstanding. He patiently followed up and answered each and every question with confidence and authenticity. I only wish all professionals conducted business in this manner. I can recommend Max to you enthusiastically and without reservation.
Max Pagnin from Altura Financial Planning provides outstanding knowledge and integrity in the field of personal insurance and income protection. Thanks to Max and Altura, my family was able to save over $5000 per annum on tax minimisation and through his detailed knowledge and support of my family’s needs for protecting our incomes, and the future of our children I can not thank Max enough, and highly recommend him to my entire network of family, friends and associates.
Max made a quite complex and daunting financial situation straightforward simple and not time consuming. Whilst finding me the best products and keeping my costs at a minimum, but with value, he stepped me through multiple options and was personable, friendly and punctual wiht good follow up.