Our aim is to help our clients create and protect their wealth throughout their working lives
Usually when people are thinking of wealth creation, they normally think of investing in shares or managed funds, purchasing a property, starting up a business or contributing towards their superannuation. However, what most people fail to put into place is adequate measures to protect their wealth. Both wealth creation and wealth protection contribute towards greater financial success and security, and are vitally important in any financial plan. In fact, a strong wealth creation plan without any financial protection in place is like a house on shaky foundations, or driving around without car insurance, or not insuring your home or contents. You may be lucky and not have anything disastrous happen to you throughout your life, but if it does, the consequences could be catastrophic.
Wealth protection strategies involve taking out a life insurance policy, which protects you and your loved ones in the event that you have suffered from an injury, illness, disability or, in the worst case scenario, death. Under these circumstances, a life insurance policy will pay out a lump sum amount to help provide you with funds for your recovery, medical expenses and lifestyle changes, debt repayment, or funeral expenses in the event of death. If you’re unable to work due to an injury or illness, an income protection policy will provide a monthly benefit that can help you pay your rent or mortgage payments, as well as regular everyday living and lifestyle expenses.
For help in devising the right wealth creation or wealth protection strategies tailored to your needs, call us on (02) 8776 0104 for an obligation-free consultation.
My wife and I utilised Max’s services to review our life insurance policies, with particular respect to addressing an exclusion clause. Max spent significant time searching for the best possible solution and came up with a proposition that affordably met our requirements. I would not have been able to achieve this using one of those on-line insurance quote generators. Max did his utmost to get us the best deal and I would recommend him to anyone who is seriously looking to review their life insurance options.
Thanks Max for all your help with my new Life and Income Protection Policy. Not only have I got a better policy but a better premium as well. You answered all my questions and nothing was too much trouble. A pleasure dealing with you.
Insurance and the complexities of organising it has been made easy by Altura. Thanks Max for a painless process to organise what is an important aspect of any working person’s life. I have a great product within the price boundaries I gave and have the confidence that if I ever needed to claim, I have the full support of Altura to manage me through the process.
Max and Altura recently reviewed my superannuation and personal insurance circumstances. Upon reviewing my existing arrangements and analysing my personal needs, Max was able to outline a more cost-effective plan that saved money and was thereby likely to increase my return over time without compromising my personal coer. Max also took the time to make the process painless and simple and accommodate my busy schedule. Max is a true representative of customer service and operates a highly professional operation.
Max really took the time to understand my families needs and found a solution & cover that matched our situation and budget. His expertise, integrity and attention to detail were outstanding. He patiently followed up and answered each and every question with confidence and authenticity. I only wish all professionals conducted business in this manner. I can recommend Max to you enthusiastically and without reservation.
Max Pagnin from Altura Financial Planning provides outstanding knowledge and integrity in the field of personal insurance and income protection. Thanks to Max and Altura, my family was able to save over $5000 per annum on tax minimisation and through his detailed knowledge and support of my family’s needs for protecting our incomes, and the future of our children I can not thank Max enough, and highly recommend him to my entire network of family, friends and associates.
Max made a quite complex and daunting financial situation straightforward simple and not time consuming. Whilst finding me the best products and keeping my costs at a minimum, but with value, he stepped me through multiple options and was personable, friendly and punctual wiht good follow up.